Before heading off to Bangladesh,biking across Spain, hiking the Inca Trail, or any other adventure travel, millennials should act to protect and preserve their estate. Many think that estate planning is for those in their 30s and 40s with young children or for those with significant bank account assets. Everyone needs estate planning, however. Young or old. With significant dollars in savings and without.
Today’s workforce is more dynamic than ever before and “cool” companies are now a dime a dozen. It’s a competitive market, and whether a Gen-Xer, millennial or baby boomer, employees want to feel connected to something deeper beyond a paycheck and benefits. They want purpose in their work, to be driving towards a united vision, and most importantly to be part of a unique culture.
Culture is something that has been around since the beginning of humankind as a way of sharing and upholding a set of values, attitudes, goals, and practices. And it exists whether you’re aware of it or not, and whether created by design or...
The freedom and independence that come with working for yourself do not come without some obstacles. On one hand, you have the liberation of being free from the sometimes confining stipulations set forth by the corporate world, but on the other, you’re wholly responsible for managing the inner workings of your business on your own – including things like paying taxes.
Even when you adjust for inflation, the cost of going to college is higher now than it has ever been in the past. This means that most students feel caught between two very difficult decisions: they can either put off schooling for a few years in the hopes of saving up enough to go (and hoping like crazy that tuition costs drop) or they can resign themselves to a lifetime of debt and student loan payments.
Retirement is a scary time for a person who has defined her usefulness by going to work and doing a job every day for forty-five years. In order to have enough money to live on for those retirement years, a person will have to unlock the power of saying “No” to a lot of things that might threaten the nest egg down the road.