Events in your life will require having access to money. Without a budget in place, you won’t be able to cover unforeseen expenses. This can result in late payments or even a missed payment. Once this starts to happen, you’ll end up falling behind on your bills and have a lower credit score.
Most people keep their money in a traditional bank. They may have several types of accounts such as checking, savings, and retirement. Following suit from their parents, they assume that this is the best place to keep their money. However, in recent years, credit unions that were at one time only available to certain people, generally through companies, are now open to the public. This provides you with another option for your money. Listed below are a few reasons why switching to a credit union may be a better investment.
What can you do to change your life and benefit your family in many wonderful ways? Earn an advanced degree. Although earning a bachelor’s degree may have already improved your earnings, a master’s degree will bring even more benefits. If you would like to start a new career, the good news is that you can get your masters in a different field from your bachelor’s degree by taking a few prerequisite courses.
Something’s not quite jelling in your career – the pay, the organization, the team or even the nature of the work itself. You know you want to make a change, but the thought of doing something different is so overwhelming that you don’t know where to start.
As senior manager of career counseling programs and operations with University of Phoenix, I’ve worked with hundreds of people in this situation. What I’ve learned is that most people know they want to enhance their job, but they don’t know what that looks like. Throughout my career, I’ve uncovered a few “secrets” that can help.
Here are five tips for you...
A large part of the working population lives paycheck to paycheck. As a result, any unplanned expense that comes along such as a home or auto repair or medical bill can cause your frail budget to collapse. Thankfully, there are ways to turn your life around and hop off the paycheck to paycheck way of life.