Today’s workforce is more dynamic than ever before and “cool” companies are now a dime a dozen. It’s a competitive market, and whether a Gen-Xer, millennial or baby boomer, employees want to feel connected to something deeper beyond a paycheck and benefits. They want purpose in their work, to be driving towards a united vision, and most importantly to be part of a unique...
The freedom and independence that come with working for yourself do not come without some obstacles. On one hand, you have the liberation of being free from the sometimes confining stipulations set forth by the corporate world, but on the other, you’re wholly responsible for managing the inner workings of your business on your own – including things like paying taxes.
Even when you adjust for inflation, the cost of going to college is higher now than it has ever been in the past. This means that most students feel caught between two very difficult decisions: they can either put off schooling for a few years in the hopes of saving up enough to go (and hoping like crazy that tuition costs drop) or they can resign themselves to a lifetime of debt and student loan payments.
Retirement is a scary time for a person who has defined her usefulness by going to work and doing a job every day for forty-five years. In order to have enough money to live on for those retirement years, a person will have to unlock the power of saying “No” to a lot of things that might threaten the nest egg down the road.
From Stephen Clifford, Registered Investment Advisor Representative The Winfield Group - Scottsdale, Arizona
Year-end investment decisions may sometimes result in substantial tax savings. Tax planning may allow you to control the timing and method by which you report your income and claim your deductions and credits. The basic strategy for year-end planning is both to time your income so that it will be taxed at a lower rate, and to time your deductible expenses so that they may be claimed in years when you are in a higher tax bracket. In terms of investment planning, investing in capital assets may increase your ability to...