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The Impact of Health-Care Costs on Social Security

From Stephen Clifford, Registered Investment Advisor Representative
The Winfield Group - Scottsdale, Arizona


For many retirees and their families, Social Security provides a dependable source of income. In fact, for the majority of retirees, Social Security accounts for at least half of their income (Source: Fast Facts & Figures About Social Security, 2013). However, more of that income is being spent on health-related costs each year, leaving less available for...

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Protecting Your Digital Assets

From Stephen Clifford, Registered Investment Advisor Representative
The Winfield Group - Scottsdale, Arizona


NFP-digitalassets1213_01.jpgIn today's digital age, many individuals live at least a part of their life online. Whether you share your life with others through e-mail, Facebook posts, and tweets, or simply have a number of online, password protected accounts, you'll want to make plans for the disposition of all of your digital assets in the event of your death or incapacity.

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Roth IRAs, 401(k)s, and How To Make Old Finance Tips New Again

Finance blogging is one of the most popular blog categories, and for good reason. People always want to learn how to save money. They're constantly searching for finance topics like "how to budget," "how to save for retirement," and "easy ways to earn more money." If you know a lot about finance and know how to use SEO strategies to draw search engine traffic to your site, you have a good blogging opportunity on your hands.

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What's in Store for Health-Care Reform in 2014

From Stephen Clifford, Registered Investment Advisor Representative


 

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While the Affordable Care Act (ACA) became law in 2010, several of the more substantive provisions of the law don't take effect until 2014. Here's a review of some of the key parts of the ACA that are scheduled to begin in 2014.

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Gift Tax Strategies That Can Benefit Your Family

From Stephen Clifford, Registered Investment Advisor Representative

The Winfield Group - Scottsdale, Arizona

Today's large gift tax applicable exclusion amount, low gift tax rates, depressed property values, and low interest rates create a favorable environment for making certain gifts.

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