Money

If you attend college directly after high school graduation, it may be the first time you are responsible for your finances. Even if you paid for your car, auto insurance, or some other expenses, this is probably the first time you were expected to look ahead at your expenses and determine how much you would need to survive. Taking out private student loans allows you to borrow the money you need to earn your degree. You can borrow enough to cover your living expenses as well. Because of the generous borrowing limit offered with student loans, it can be tempting to add a cushion for spring break, or perhaps rent an apartment with more amenities than you need.

Something’s not quite jelling in your career – the pay, the organization, the team or even the nature of the work itself. You know you want to make a change, but the thought of doing something different is so overwhelming that you don’t know where to start.

As senior manager of career counseling programs and operations with University of Phoenix, I’ve worked with hundreds of people in this situation. What I’ve learned is that most people know they want to enhance their job, but they don’t know what that looks like. Throughout my career, I’ve uncovered a few “secrets” that can help.

Here are five tips for you...

Blogging, freelancing, loan signing, Etsy. We all know someone who earns extra cash from at least one. A considerable chunk of the workforce has taken up seemingly satisfying side hustles. We began wondering, “Can a side hustle become a full-time job?” Scott Roelofs, owner of RCG Valuation & Monetization, provided insightful advice on what it takes to transform a side hustle into something more.

1. What are lucrative side hustles that carry full-time potential?

“Rather than list several jobs, it may be more helpful to list job traits,” says...

Nearly 40 percent of Americans have a side business in addition to their full-time job, and just more than 30 percent are fully self-employed with that number rising. Before you start a new business there are four questions that every entrepreneur should ask:

How do I make money? This question should be asked throughout the business’ lifecycle, and you should be able to answer it in three minutes or less. You need funding, people and a product or service to offer. After you have identified the foundations of your business, put together your business plan and an assessment of your barriers to...