Money
The Impact of Health-Care Costs on Social Security
From Stephen Clifford, Registered Investment Advisor Representative
The Winfield Group - Scottsdale, Arizona
For many retirees and their families, Social Security provides a dependable source of income. In fact, for the majority of retirees, Social Security accounts for at least half of their income (Source: Fast Facts & Figures About Social Security, 2013). However, more of that income is being spent on health-related costs each year, leaving less available for...
Protecting Your Digital Assets
From Stephen Clifford, Registered Investment Advisor Representative
The Winfield Group - Scottsdale, Arizona
In today's digital age, many individuals live at least a part of their life online. Whether you share your life with others through e-mail, Facebook posts, and tweets, or simply have a number of online, password protected accounts, you'll want to make plans for the disposition of all of your digital assets in the event of your death or incapacity.
What's in Store for Health-Care Reform in 2014
From Stephen Clifford, Registered Investment Advisor Representative
While the Affordable Care Act (ACA) became law in 2010, several of the more substantive provisions of the law don't take effect until 2014. Here's a review of some of the key parts of the ACA that are scheduled to begin in 2014.
Gift Tax Strategies That Can Benefit Your Family
From Stephen Clifford, Registered Investment Advisor Representative
The Winfield Group - Scottsdale, Arizona
Today's large gift tax applicable exclusion amount, low gift tax rates, depressed property values, and low interest rates create a favorable environment for making certain gifts.
It's December 31. Do You Know Where Your Money Is?
From Stephen Clifford, Registered Investment Advisor Representative
The Winfield Group - Scottsdale, Arizona
December and January are the perfect months to look back at what you earned, saved, and spent during the past year, as W-2s, account statements, and other year-end financial summaries roll in. So before Punxsutawney Phil comes out of his burrow to predict when spring is coming, take some time to get your financial house in order.
