{"id":5622,"date":"2018-08-11T08:16:01","date_gmt":"2018-08-11T15:16:01","guid":{"rendered":"https:\/\/www.arizonafoothillsmagazine.com\/in-house\/?p=5622"},"modified":"2018-08-11T08:17:59","modified_gmt":"2018-08-11T15:17:59","slug":"weekend-real-estate-you-must-consider-these-3-financial-obligations-when-buying-a-home","status":"publish","type":"post","link":"https:\/\/www.arizonafoothillsmagazine.com\/in-house\/in-house-news\/weekend-real-estate-you-must-consider-these-3-financial-obligations-when-buying-a-home","title":{"rendered":"Weekend Real Estate: You Must Consider These 3 Financial Obligations When Buying a Home"},"content":{"rendered":"

This week, top-producing real estate sales consultant Michael Caldarelli of\u00a0<\/em>The Jason Mitchell Group<\/em><\/a>\u00a0shares the top three financial obligations you should consider when buying a home.<\/em><\/p>\n

\"\"
Michael Caldarelli, The Jason Mitchell Group<\/figcaption><\/figure>\n

Congratulations! You have made the exciting decision to jump into homeownership and buy a home. Now this could be your 1st<\/sup> home, 3rd<\/sup> home, or even an investment property. Regardless, there are certain financial obligations that you have as a buyer when purchasing a home.<\/p>\n

Earnest Deposit:<\/strong> When your agent is writing an offer for you, you will need to put down a small deposit to secure your interest in the property. This is not money lost\u2026.it will be applied to your down-payment on closing day!<\/p>\n

Inspection Cost:<\/strong> As a buyer, you are entitled to a 10-day inspection period. You are able to hire an inspection company of your choice to investigate any aspect of the property important to you. This cost can range anywhere from $200 to $500 depending on who you go with. Ask your agent for a few recommendations!<\/p>\n

Appraisal Fee:<\/strong> If you are obtaining financing through a lender, an appraisal will be required. An independent appraiser will be sent out to the property after your inspection to give an opinion of value. The cost can range from $450 to $550. This is to ensure that the home is valued at the price you are paying for it and tells the lender how much they are able to lend you.<\/p>\n

This is the largest purchase most of you will ever make! I always advise to sit down with your selected agent before starting the buying process. There are over 50,000 licensed agents in Maricopa County! Ensure he\/she has a great communication skill set, able to set expectations of how things will go, and is a strong negotiator. Feel free to reach out to me to assist you in finding your new home. I can be reached at 623-693-9403 or mcaldarelli@mitchellgroupaz.com<\/p>\n","protected":false},"excerpt":{"rendered":"This week, top-producing real estate sales consultant Michael Caldarelli of\u00a0The Jason Mitchell Group\u00a0shares the top three financial obligations…\n","protected":false},"author":13,"featured_media":5626,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[6],"tags":[1648,2235,2234,2543,2544],"class_list":["post-5622","post","type-post","status-publish","format-standard","has-post-thumbnail","category-in-house-news","tag-featured","tag-jason-mitchell","tag-the-jason-mitchell-group","tag-top-producing-real-estate-agent-in-arizona","tag-top-real-estate-team-in-arizona","cs-entry","cs-video-wrap"],"yoast_head":"\nWeekend Real Estate: You Must Consider These 3 Financial Obligations When Buying a Home<\/title>\n<meta name=\"description\" content=\"This 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